From Separation to Home Sweet Home: Navigating Divorce and Refinancing
Today we are joined by Certified Divorce Lending Professional (CDLP®), Tami Wollensak. Tami shares how she helps her clients before they sign their settlement agreement by creating different options for them and making them aware of what those options look like, allowing them to make a better informed decision, and ultimately have a better divorce. Tami also shares advice on what to look for when considering negotiating a new mortgage after divorce, or keeping your current mortgage. Tune in today to learn more from a CDLP and receive a free resource.
In this episode:
[1:30] Tami shares why she became a CDLP. [4:30] What to look out for regarding rising interest rates and negotiating a new/current mortgage. [7:00] Tami shares her thoughts on keeping the home for the kids. [10:50] Tami and Lesa discuss their resource that they’ve created for Doing Divorce Different listeners. [14:00] Tami shares her thoughts on owning a home together after a divorce. [18:17] Tami discusses interest rates and creating a customized Divorce Mortgage Plan. [23:00] Tami’s advice on building a team of professionals around you through your divorce.
Key Takeaways:
Knowing what you are signing up for helps bring peace to you and gives you clarity on what your divorce budget will look like. It’s really important to make sure that you know what you are doing and what you are signing up for during your divorce settlement. It’s not about having a big giant house and a mortgage that you can’t handle, it’s about creating a safe space for your children, a warm and loving environment that they feel loved in. Divorce Settlements are not a one size fits all, so it’s important to work with a Certified Divorce Lending Professional (CDLP®) to create a plan that works best for you and your family, and ultimately, have a better divorce.
Quotes:
“I realized I could make a difference by helping people before they sign their divorce settlement by creating different options for them and making them aware of what those options look like, then they could make a better informed decision for them and their families, and ultimately have a better divorce.” Tami Wollensak
Guest Bio:
Tami Wollensak is a licensed mortgage loan originator and a 28+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions and mortgage options while going through the most challenging time of their life.
Tami has earned the certification as a Certified Divorce Lending Professional (CDLP®). This specialization provides the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, coach, mediator, or financial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate or future purchase. Tami has been a guest on multiple podcasts, speaks regularly and contributes to many media outlets on divorce mortgage planning and helping divorcing
homeowners to make better and more informed decisions when it comes to their real property.
As a Mortgage Loan Originator, Tami’s goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Tami can lend in all 50 states. (NMLS #1963450)
Resources:
Divorce Essentials: A Guide To A Successful Split
Take Or Leave The House Website
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