Saddle Up Segment: Healing, Finances & Finding Your Voice | Money Mindset for Women Over 40

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Hey friends, welcome to the Saddle Up segment of doing life

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different where we are learning

to feel better and live better.

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And this is where we pause, reflect,

and take wisdom from Tuesday's episode

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to put into our everyday lives.

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So my guest Tuesday was Kathleen Judge.

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She's a financial advisor to

don't, don't turn this off.

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I know if I would've heard finances,

I would've not wanted to listen, but

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it was such a great conversation.

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Because she shared her personal story,

she talks about adoption and homeschooling

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and an unexpected divorce, and how all

of those experiences shape the way she

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helps people, especially women, feel

confident and secure in their finances.

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I do want to help you feel

better about your finances.

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I want to feel better about my finances,

and she helped me, um, figure that out.

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And one way is that they're finances

are really personal and they're

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really connected to your values.

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So money is never just about

dollars and cents, it's about

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what matters to you most.

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And Kathleen encourages us to

think about what we really want.

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In life, our legacy, our

relationships, our values, and to

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let that guide how we manage money.

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And I wanna say, if you are in a

situation where you are married, and

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maybe you are the one that's home more,

um, or not, so in charge of finances.

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You have a say and how you value

money and spending it matters.

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There's no stupidity in it.

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There's no shame in it.

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You might both have different

ideas about it, but you need to

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come together and talk about that.

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So.

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Women do need a voice in financial

decisions, and Kathleen shared how in her

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first marriage she kinda stepped back and

let her husband make the financial calls.

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Looking back, she realized she

gave up her voice and her power.

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She reminds that us that whether

we're married, divorced, or single,

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we deserve to be at the table

when money decisions are are made

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and shame has no place in money.

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Conversations.

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Kathleen shared how so many women

feel embarrassed if they don't

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know enough about finances, and

she said something really powerful.

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You wouldn't expect yourself to

perform a surgery without training.

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So why do you expect to

know everything about money?

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Learning is not a weakness.

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Asking questions is a strength,

and so my dear, I know that

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sometimes we can shy away some.

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There's some of us who

are really into finances.

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And some of us who shy away from it

and maybe dipping a toe in the water

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and learning more about it, even

though it's a little uncomfortable, is

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going to make you feel more confident.

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She talked about how bond

boundaries bring clarity.

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So like finances are often where

boundaries get blurry, but when

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you clearly define what you want.

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Your money choices align with your values.

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So boundaries aren't selfish.

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They're tools to help you create

the life that you're called to live.

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And then her last little tidbit was

hard seasons can reveal your call.

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And I'm living that right now with

writing my book and this podcast and,

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and all the fun new things I'm doing.

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And Kathleen shared how she never

expected to become a financial advisor.

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After her divorce, but when she

walked through something painful

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that season gave her the compassion

and courage to help others.

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So just remember, your hardest

seasons may be the very places

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that God is shaping your calling.

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So here's something we could try to

do to make our lives better right now.

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Maybe take 15 minutes to write down

what you really want for the future.

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And I'm gonna tell you I did this

and things change, and it's kind

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of hard to hold onto that because

I wanna kind of flip around.

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But I sat down and I thought

about what do I really want?

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Just be honest.

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Do you wanna travel?

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Build a legacy for your kids.

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Start a business, retire early,

support a cause, and then ask

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yourself, do my financial HA

habits line up with those goals.

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If you're married, sit down with

your spouse and share what you wrote.

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If you're single, share it

with a friend or an advisor.

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I dunno.

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It just helps you remain accountable.

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So friends, money doesn't define us,

but how we use it can either bring

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stress and fear, or freedom and peace.

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Let's choose freedom.

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This is something that I am

really, really working on.

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So remember, you are worthy of

being part of the conversation.

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You are capable of learning

what you need to know.

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It's never too late to start, so

thanks so much for joining me.